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In the short term, a mortgage drastically reduces net worth because the liability (the loan) often exceeds the immediate equity in the property, especially after closing costs. Doug Ross on *ER* that brought him national attention. He fact-checks on air, corrects his mistakes publicly, and maintains a professional distance from the subjects he covers. At its height, Bestgore. This technical expertise is the bedrock of his net worth, allowing him to execute sophisticated strategies such as arbitrage, yield farming, and liquidity provision.
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